Security, agility
and stability


The Launchpad Stack

The Lauchpad stack consists of reliable technology, and offer a resilient and stable framework open to the upcoming upgrades and regulatory insights. Our flexible and trustworthy solution will ensure you attract, convert and retain end-users.

Level 1

UX & UI Design

Moscow Method

Applying the MoSCoW method, we use pen and paper to build user personas, create Epics and Stories and mood boards.


We use sketch and Adobe XD to create Hi-Fi and Lo-Fi Wireframes.


We use Adobe Suite for the actual design.


We use Marvel to create interactive prototypes.

Level 2

The Front End

frontend design laptop


ReactNative is a JavaScript based framework used in cross-platform mobile development (i.e. using the same code for iOS and Android) while giving apps a completely native look/feel. Using the same code for both platforms. We use React because it is scalable, fast and simple and allows us to build large Launchpad web apps which use data that can change over time without reloading the page.


CSS stands for Cascading Style Sheets with an emphasis placed on “Style.” While HTML is used to structure a web document (defining things like headlines and paragraphs, and allowing you to embed images, video, and other media), CSS comes through and specifies your document’s style—page layouts, colors, and fonts are all determined with CSS.


HTML stands for Hypertext Markup Language. It allows the user to create and structure sections, paragraphs, headings, links, and blockquotes for web pages and applications. When working with HTML, we use simple code structures (tags and attributes) to mark up a website page.

Level 3

The Back End

design backend screen devices


We use Python for its simplicity and because it provides one of the highest levels of security to protect end user account details. It is also flexible enough to align with specific country level rules, while integrating with various 3rd party’s API to faciliatate essential transactions and smooth data transfers.


This is our preferred application for clients with light and simpler requirements for Launchpad. The applications’ cross platform suitability and the speed and easy of use makes this an efficient choice for clients requiring a smooth and fast market launch.


Node.JS is a JavaScript runtime environment which allows the infrastructure to build and run an application. It has become the standard for enterprise-level apps and large scale organisations. It’s event-driven I/O model which makes it extremely efficient and makes scalable network application possible, which is very important when dealing with large volumes of financial transactions.

The Fintech Stack

Flexible by nature

One primary factor that distinguishes “Fintech challengers” from traditional banking is their flexibility and ability to adapt to the ever changing consumer expectations and demands. However, there are two conflicting forces in the world of Fintech. On the one hand, an organisation has to move quickly and bend to the will of its (new) customers in terms of features and functionality, but on the other hand finance is one of the most regulated industries in the world, meaning that one has to adhere with compliance, incorporate tested security and fraud prevention, i.e. things which are in their very nature slow.

Ideally, the stack which you rely on should give you freedom to keep many options open. You should be able to pivot the design and functionality in accordance with new regulations and market opportunities that arise with them, both quickly and securely.

Security & compliance excellence

Stability and security are core values for Pannovate. It is vitally important that all our products offer the highest quality, compliance and stability and most of all we understand its importance to our customers.

Pannovate has over 20 years of experience in Fintech and Payments, one of the most heavily regulated sectors, so we understand the pressures of these regulations on any new fintech. Not only have we employed all the latest security standards but we are also up to date with how we treat data.

We are GDPR and PSD2 compliant and have ISO 27001, ISO9001/2 and ISO14001 certificates which ensure we treat any data securely and safely and also ensure all our customers do too. All Pannovate products have Security and Compliance Excellence Road Maps as standard, which are included in our monthly updates, so you can be sure you’re in safe hands.

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