Launchpad Consumer

Your perfect digital banking platform

Launchpad Consumer is a powerful, scalable Bank-as-a-Service. Built as a single application with robust core features, additional modules can be plugged in to truly customise your user experience. Using this modular approach means you can go from concept to market in 10-12 weeks.

Bank in a box

Simple but in-sync with the needs of today’s customers

The (card) payments ecosystem is not an easy place to navigate. There are a number of different players, all occupying a different segment of the value chain, while interacting with each other. To make matters even more confusing everyone is using the same terminology and seemingly offering a similar service.

Pannovate’s LaunchPad Consumer keeps things simple. By funneling the entire ecosystem into a great and customisable user experience which ensures that your program is not only in-sync with today’s customers’ wants and needs but is future proof as well.

Read more about the Launchpad ecosystem here


A comprehensive suite of features

LaunchPad Consumer offers a host of core features and a variety of bolt-ons to satisfy the most discerning customer.

launchpad classic features

Sign up & KYC​

LaunchPad is AML and KYC compliant. An account can be opened in 5 minutes.


LaunchPad offers rich statements with full transaction data.

Account load

Accounts can be topped up using many instant payment methods such as debit, credit and ApplePay.

Multi FX

LaunchPad can deliver clear and transparent multi- currency accounts, if required.

Physical & virtual cards

LaunchPad can supply physical, virtual or both cards.

IBAN numbers

Multi currency IBAN numbers enabling customers to make Faster payments, SEPA payments in CHAPS, BACS and SWIFT.

Card control

Users have ability to block, unblock cards, manage balances, set time abroad and more.

Project management

We offer full project support with a dedicated Account Manager and support plan from brief to deployment.


Payments and transfers

Flexible enough to meet complex, global but also local user demands when it comes to account and card management and transfers.


LaunchPad supports all of the major mobile wallet brands.

P2P transfer

LaunchPad enables users to transfer funds in real-time.

Alert notifications

Set alerts to monitor your account and control your funds.

Agency banking

LaunchPad offers real-time banking features such as Faster Payments and SEPA.


User enhancements

Connectivity and engagements are key for a successful application. Our additional modules enable an enhanced user experience.

Multi language

We speak your language. Our multi-language module adapts to your language.

Chat support

Customers expect instant replies, especially with a financial services product. We are here to help.

Savings pots

Customers can jam-jar funds, set a savings goal or just put money away for a rainy day.

Rewards & cash-back

Customers expect added value benefits. LaunchPad can integrate with reward and cash-back programs.

Get the full low down on Launchpad...

Launchpad case studies

See Launchpad in action

Launchpad Lite

Launchpad Corporate

Got a question?